Share Draft Checking Accounts
Don’t let those banks run you out of money . . . bring it to GNC Community FCU where we know how to take care of your money. Credit Union Share Draft Accounts are a safe and sound spot for your money. Why pay a bank those high monthly fees, when GNC’s share draft account is the most convenient way to write checks? Your first 50 checks are FREE, yes FREE, and you can have direct deposit from your employer into your share draft account.
- No Maintenance Fees
- Overdraft Protection Available
- Direct Deposit
- Monthly Statements
- 24 Hour access with your MAC ATM Card
- Carbonless duplicate checks
You will be doing business with the same friendly faces at GNC that you already do for most of your financial business. When you need us, we are there. Share draft members receive carbonless duplicate checks.
Important Changes to Your Debit Card
With our Courtesy Pay Overdraft Program, you choose the coverage that fits your needs! Our Courtesy Overdraft Program is automatically available to provide overdraft coverage for checks, automatic bill payments and other debit transactions. However, without your consent to provide overdraft coverage for your ATM/debit card, if you do not have enough money in your account at the time of your request it will be DECLINED. Our overdraft program does not guarantee we will cover your overdrafts, but if we do, you will be charged our standard fee of $30 for each overdraft. As long as you keep your account in good standing by continuing to make consistent deposits, bringing your account to a positive balance at least every 30 days, remaining current on loans, etc., then we may pay your overdraft item up to $500. If you want the added protection of overdraft coverage for your ATM withdrawals and everyday debit card purchases contact us today and consent to the added protection by either:
- Calling us at 724-652-5783
- Completing an opt-in form with a teller
Funds Availability Policy Disclosure
Our policy is to make funds from your cash and check deposits available to you on the next business day after we receive your deposit. Electronic direct deposits will be available on the day we receive the deposit. Once they are available, you can withdraw the funds in cash and we will use the funds to pay checks that you have written. For determining the availability of your deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. Please call the office for additional details concerning the complete Funds Availability Policy Disclosure.